Important Disclosures The views expressed are those of the author(s) and do not necessarily reflect the views of Clark Capital Management Group. The opinions referenced are as of the date of publication and are subject to change. There is no guarantee of the future performance of any Clark Capital investments portfolio. Material presented has been derived from sources considered to be reliable, but the accuracy and completeness cannot be guaranteed. Nothing herein should be construed as a solicitation, recommendation or an offer to buy, sell or hold any securities, other investments or to adopt any investment strategy or strategies.

Linked Websites Clark Capital may provide access to information, products, or services offered on websites that are owned or operated by other com­panies (“third-party websites”). We provide this access using hyperlinks that automatically move you from a Clark Capital website to the third-party site. Data and other materials appearing on this site that are obtained from third parties are believed by Clark Capital to be reputable sources, but Clark Capital cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use. Clark Capital is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that Clark Capital has provided a link to a third party’s website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affilia­tion by Clark Capital with respect to such website, its owners, providers, or services. You will use any such third-party content at your own risk and you agree that Clark Capital is not liable for any loss or damage that you may suffer by using third-party websites or any content, advertising, products, or other materials in connection therewith. When you visit a third-party website by using a link on Clark Capital’s site, you will no longer be protected by the Clark Capital privacy policy or security practices. The data collection, use, and protection practices of the linked site may differ from the practices of Clark Capital sites. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, not the Clark Capital policies and practices. Clark Capital Management Group, Inc. is an investment adviser registered with the U.S. Securities and Exchange Commission. Regis­tration does not imply a certain level of skill or training. More information about Clark Capital’s advisory services and fees can be found in its Form ADV which is available upon request.

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